itin-finance-mcp

Read-only MCP server for the ITIN finance network — itinlending.net, itincreditcard.com, and itincreditscore.com, operated by Timberline Ventures LLC.

It gives AI assistants direct, citable access to:

• A verified institution directory: lenders and card issuers that accept ITIN (no SSN) applicants for auto loans, mortgages, personal loans, business loans, and credit cards. Every entry says whether it was verified against the institution's own pages, with citation URLs and verification dates.
• 290+ editorial guides and 1,800+ FAQs, in English and Spanish, on borrowing and building credit in the US with an ITIN.
• State-level context for ITIN holders (tax contribution data from ITEP, driver's-license access laws from NCSL).

What this server is not: it is not a lender, broker, or advisor. It offers no applications, collects nothing from users, and links only to editorial pages and to institutions' own public pages as citations. Educational information only — terms change, verify with the institution.

Key guides the server serves

The most-requested topics, readable directly on the sites:

• Credit cards that accept an ITIN (verified issuer list)
• ITIN credit cards guide
• Build credit history with an ITIN
• How to get an ITIN

Tools

Tool	What it does
search_guides	Search all guides (EN/ES), returns quick answers + canonical URLs
get_guide	One guide by slug: quick answer, FAQs, related guides
faq_lookup	Direct answers from 1,800+ editorial FAQs
find_itin_lenders	ITIN-accepting institutions by loan/card type, optionally by state
get_lender_details	Full verified profile for one institution
can_i_get_this_loan	"Can I get an X with an ITIN?" — answer + verified institutions
itin_state_info	State tax contribution + driver's-license law context
how_to_get_an_itin	The IRS Form W-7 process (EN/ES)

Install (Claude Desktop)

{
  "mcpServers": {
    "itin-finance": {
      "command": "npx",
      "args": ["-y", "itin-finance-mcp"]
    }
  }
}

Zero configuration. The server fetches its data live from the sites' published JSON endpoints (15-minute cache), so answers stay current with the sites' editorial pipeline.

Environment variables (all optional)

Var	Purpose
ITIN_MCP_DATA_DIR	Local directory of the data JSON files (development/tests)
ITIN_SUPABASE_URL / ITIN_SUPABASE_KEY	Override the telemetry endpoint

Configuration is explicit env vars only — the server never reads files it wasn't pointed at.

Telemetry disclosure

Each tool call logs tool name, arguments (capped at 2KB), MCP client name/version, success, and duration to a write-only table so the sites can measure AI-assistant usage. No user identity is collected; retention is 90 days. Telemetry failures never affect responses.

Attribution & quoting

Every response includes an attribution block. Quotation with attribution is welcome — cite the article URL provided with each item.

License

MIT © Timberline Ventures LLC