PhonePe UPI Payment Gateway
SkillCommerce & financeProcess UPI payments via PhonePe — initiate collect requests, generate QR codes, check transaction status, and handle refunds. Use when the user asks about PhonePe payments, UPI integration, Indian mobile payments, or UPI collect/QR payment flows.
Available today. Use it from your connected AI after setup.
No other account needed.
Connect ahel once, and every AI you use reads what you have installed.
Then ask your AI: use the PhonePe UPI Payment Gateway skill
What this skill tells your AI
The instructions your AI receives, as published by ankitjh4/indic-ai-skills in skills/phonepe/SKILL.md and read by ahel’s review.
Accept UPI payments via PhonePe — India's leading UPI platform.
Setup
- Register at https://business.phonepe.com
- Get API credentials from merchant dashboard
export PHONEPE_MERCHANT_ID="your_merchant_id"
export PHONEPE_SALT_KEY="your_salt_key"
export PHONEPE_SALT_INDEX=1
export PHONEPE_ENV="preprod" # "preprod" for testing, "production" for live
| Variable | Required | Description |
|---|---|---|
| PHONEPE_MERCHANT_ID | Yes | Merchant ID from PhonePe |
| PHONEPE_SALT_KEY | Yes | Salt key for signing requests |
| PHONEPE_SALT_INDEX | Yes | Salt index (usually 1) |
| PHONEPE_ENV | No | "preprod" or "production" (default: preprod) |
Payment Workflow
- Initiate payment — use
collect(UPI request) orqr(QR code) command - Customer authorises — customer approves on their UPI app
- Check status —
python3 scripts/phonepe.py status "txn_id"to confirm payment - Handle result — status returns SUCCESS, PENDING, or FAILED; retry status check if PENDING
Usage
# Initiate UPI collect request (amount in INR)
python3 scripts/phonepe.py collect "user@upi" 100 "order123"
# Generate QR code payment
python3 scripts/phonepe.py qr 500 "order456"
# Check transaction status
python3 scripts/phonepe.py status "txn_id"
# Process refund
python3 scripts/phonepe.py refund "txn_id" 100
Features
- UPI Collect (request payment from VPA)
- QR Code payments
- Transaction status checks
- Refunds
API Endpoints
- Sandbox:
https://api-preprod.phonepe.com - Production:
https://api.phonepe.com - Docs: https://developer.phonepe.com/
Signals
- GitHub stars
- 65
- Forks
- 10
- Last commit
- Apr 2026
Advanced
- Catalog kind
- skill
- Gateway key
phonepe- Source
- github.com/ankitjh4/indic-ai-skills